Terms of Service

Effective Date: January 1, 2025

Welcome to Equities Lookout. These Terms of Service ("Terms") govern your use of our website, services, and content. By accessing or using Equities Lookout, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

1. Acceptance of Terms

By accessing, browsing, or using Equities Lookout ("we," "us," "our," or the "Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and all applicable laws and regulations. These Terms constitute a legally binding agreement between you and Equities Lookout.

2. Description of Services

Equities Lookout provides financial news, market analysis, investment insights, and related content for informational and educational purposes. Our services include:

• Financial news and market commentary
• Investment analysis and insights
• Market data and research
• Educational content related to financial markets
• Email newsletters and alerts
• Premium content for subscribers

3. No Investment Advice

4. Third-Party Advertising

4.1 Advertising Disclosure

Equities Lookout contains paid advertisements from third-party advertisers. These advertisements are clearly marked as "Trusted Partner Presentations," "Sponsored Content," or similar designations to distinguish them from our editorial content.

4.2 Advertiser Independence

We do not endorse, guarantee, or assume responsibility for any products, services, or claims made by third-party advertisers. Any transactions or interactions you have with advertisers are solely between you and the advertiser.

4.3 Advertising Standards

While we strive to work with reputable advertisers, we make no representations or warranties regarding the accuracy, reliability, or completeness of any advertising content. You should independently verify all claims made in advertisements.

5. Investor Relations Campaigns

5.1 Disclosure of Campaigns

Equities Lookout may engage in investor relations campaigns where we are compensated to provide coverage, analysis, or commentary on specific companies or securities. All such campaigns are clearly disclosed in accordance with applicable regulations.

5.2 Compensation Disclosure

When we receive compensation for covering a company or security, we will clearly disclose:

• The nature and amount of compensation received
• The party providing compensation
• Any stock positions held in the covered companies
• The duration of the campaign

5.3 Conflict of Interest

You acknowledge that compensated investor relations content creates a conflict of interest that may affect the objectivity of our coverage. You should consider this conflict when evaluating any content related to companies involved in investor relations campaigns.

6. User Obligations and Prohibited Uses

By using Equities Lookout, you agree to:

• Provide accurate and complete information when registering or subscribing
• Maintain the confidentiality of your account credentials
• Notify us immediately of any unauthorized use of your account
• Use the Website only for lawful purposes
• Not engage in any activity that interferes with or disrupts the Website

You are prohibited from:

• Reproducing, distributing, or publicly displaying our content without permission
• Using automated systems or software to extract data from the Website
• Attempting to gain unauthorized access to any portion of the Website
• Impersonating any person or entity
• Violating any applicable laws or regulations

7. Intellectual Property Rights

7.1 Ownership

All content on Equities Lookout, including text, graphics, logos, images, audio, video, and software, is the property of Equities Lookout or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. This license does not include any rights to:

• Resell or make commercial use of the Website or its contents
• Collect and use any product listings, descriptions, or prices
• Make derivative use of the Website or its contents
• Download or copy account information for the benefit of another party

8. Premium Subscriptions

Access to certain premium content may require a paid subscription. By subscribing to premium content:

• You agree to pay all applicable fees
• You authorize us to charge your payment method on a recurring basis
• You understand that subscriptions automatically renew unless cancelled
• You acknowledge our refund and cancellation policies

9. Privacy and Data Protection

Your use of Equities Lookout is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Website, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy.

10. Disclaimers and Limitations of Liability

10.1 Accuracy of Information

While we strive to provide accurate and timely information, we make no representations or warranties regarding the accuracy, completeness, or reliability of any content on the Website. Market data and information may be delayed, inaccurate, or contain errors.

10.2 Investment Risks

ALL INVESTMENTS INVOLVE RISK, including the potential loss of principal. Past performance does not guarantee future results. You acknowledge that you are solely responsible for your investment decisions and any consequences thereof.

10.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, EQUITIES LOOKOUT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE WEBSITE.

10.4 Third-Party Content

We are not responsible for any third-party content, including advertisements, investor relations materials, or linked websites. Your interactions with third parties are solely between you and such third parties.

11. Indemnification

You agree to indemnify, defend, and hold harmless Equities Lookout, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your access to or use of the Website or your violation of these Terms.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by posting the new Terms on the Website and updating the "Effective Date" at the top of this page. Your continued use of the Website after any changes indicates your acceptance of the new Terms.

13. Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Website will cease immediately.

14. Governing Law and Dispute Resolution

14.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of [Your State], without regard to its conflict of law provisions.

14.2 Arbitration

Any dispute arising out of or relating to these Terms or the Website shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be conducted in [Your City, State].

14.3 Class Action Waiver

You agree that any arbitration or legal proceedings shall be conducted only on an individual basis and not as a class action. You waive any right to participate in a class action lawsuit or class-wide arbitration.

15. General Provisions

15.1 Entire Agreement

These Terms constitute the entire agreement between you and Equities Lookout regarding the use of the Website and supersede all prior agreements and understandings.

15.2 Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15.3 Waiver

No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or condition or any other term or condition.

15.4 Assignment

You may not assign or transfer these Terms or any rights or obligations hereunder without our prior written consent. We may assign these Terms without restriction.

16. Contact Information